What's your experience with it? Did you get health insurance through the exchange when you had none before? Did you have your own health insurance coverage but the price and/or policy changed? Do you have coverage through your employer, and if so, did anything change about the price or the coverage as a result of the ACA? Are you better off or worse off or about the same as before the ACA went into effect? Do you think the country as a whole is better off, worse off, or about the same since the ACA, and what is your basis for this opinion?

I support the The Affordable Care Act I oppose the The Affordable Care Act see voting resultssaving...
4 opinions, 3 replies
Add your opinion:
Preview:
(mouse over or touch to update)
Add your opinion
100
2 votes
Apr 11, 2015

I'm going to try to cite most of these, if I didn't cite one and you find I was wrong please feel free to correct me. Here's the bill: LINK

I support it for the following reasons:

  • It decreases overall insurance costs through forcing everyone into risk pools.
  • It limits profit that private insurers can make off an individual to avoid price gouging. (Page 41)
  • Improves rebates on drugs through medicare. (Page 235)
  • Allows the FDA to approve generic drugs more quickly increasing competitive pricing. (Starting Page 766, this is covered by an entire section in the bill called Title VII)
  • Restaurant (and I believe even liquor) must display health information for their products. (Page 518)
  • Insurance companies can no longer discriminate based on disabilities of the patient. (Page 66)
  • Forbids insurance companies from claiming a patient has reached their "lifetime limit", that is to say that a patient has been covered so much that the company refuses to cover them any further. (Page 33)
  • Insurers are limited on how much they can fluctuate their prices to customers. (Page 47)
  • Insurers can no longer just drop customers once they get sick. (Page 33)
  • More anti-fraud mechanisms are introduced. (Page 718)
  • Insurers must go through an appeals process when they turn down a claim, this protects the customer by giving them other recourse than lawsuits when they are turned down. (Page 42)
  • No more "pre-existing conditions" at all starting this year. (Page 64, 65, 76)
  • Fixes the Medicare "donut hole". (Page 398)
  • Medicaid is extended up to 133% of the poverty line. (Page 198) Note: A court hearing recently made this an opt-outable clause for states.
  • Small businesses get a tax credit for 2 years. I think this one ended already though. (Page 157)
  • In 2015 doctor's pay will be based on the quality of care, not number of patients cared for.
  • Insurers must tell their patients what they're spending money on.
  • Kids are covered by their parent's plan until they're 26 (Page 34)
  • There are a few other positive things as well but I am going to move on from here...
The things I dislike about the bill are as follows:
  • It decreases overall insurance costs through forcing everyone into risk pools. The mandate is tough, no doubt about it, it's a forced expenditure from many who may not be able to afford it. It attempted to ensure that it would only force those to pay for it that could by expanding medicare upwards, but there is still a small group of unlucky people (including myself) who are stuck paying high cost and getting nothing in return.
  • It creates a new 10% tax on indoor tanning booths. (Page 942) My girlfriend likes to tan.
  • Many of the plans have a high deductible, often times patients feel that they are paying for nothing.
  • It is a common concern that forcing an employer to purchase insurance for their employees will kill jobs. Thus far we haven't seen this effect too much, but it seems a reasonable concern.
  • Most importantly, it does not expand medicare enough. I am a full proponent of expansion of medicare to be a single payer system, I think the single payer system has worked out very well in many of the scandisocialist countries as well as Hong-Kong. Although cancer survival rates are the best in the world in America, citizens of say Switzerland have an average lifespan, cancer included, of 82.8 years. While America boasts 79.8 years. Source.
All in all I had to vote yes because it introduced many things that we were lacking in comparison to other countries and their advanced medicare systems. It would be far fetched to find a pill bottle in Britain being sold for over 100x what they cost to produce, but here in America you might pay $ 5,000 for some pills that cost $ 3.00 to produce.

Ultimately to me and probably many liberals (of which I am not), and many democrats, single payer is the superior system based on its success across the world. Many Republicans/Conservatives argue that America is different because not only is America extremely massive in population in comparison, but it is not nearly as homogeneous in ethnicity as those countries.

subscribe
100
1 vote
May 3, 2015

This is a new place to voice your opinion. Apparently most here are the ones with time on their hands and are the "gimme" people who only want free stuff,as long as someone else is either stupid enough or government-coerced to pay for it for them.

The tide will turn as more people with adult brains arrive here to drown out the malcontents.

Like Cathy McMasters Rogers [sp] 's website, there is clearly the agenda of some George Soros backed systematic plan to bombard her site with the same sing-song happy-sappy little stories from Obama lovers, as if posting on any forum works by might makes right. Hopefully this one will have some strong opinions based on observed facts and not "clever" remarks by those whose only purpose is to tear things down.

No health-care system is perfect, but a government-run one is perfectly awful.

When this becomes more popular, we will hear from those in horror stories such as ill-affordable copayments and deductibles that make them feel like they are paying for nothing [which is in fact the case]. [This is a redistribution of wealth scam: Most people will never have enough self-paid claims to ever collect a dime. In the mean time all their premiums go into the system to pay for those who contribute nothing. Fools think they have "coverage" until they find that they can never get over the top to collect the first penny past the deductible, yet write glowing forum tonfoolery about how they can sleep at night now knowing they have "coverage". That gets pretty old a few months down the road when they are still paying 100% of every doctor bill that comes up and the deductible won't be satisfied before it's the next year and have to start all over again not actually having any meaningful coverage; sure, some people have catastrophic problems. But that's the tiny minority; for all the rest of us, we get nothing and pay for it somewhat less than what we had when the deductible was affordable. Call it the unaffordable care act and be honst for a change.]

subscribe
0
User voted I support the The Affordable Care Act.
0 votes
Mar 28, 2015
subscribe
0
User voted I support the The Affordable Care Act.
0 votes
Mar 31, 2015

I actually support free to the user health care completely supported by the government.

C'mon guys... spend an EIGHTH of those dollars you spend on bombs and killing people in foreign lands on the health and welfare of our own citizenry... it's the Christian thing to do...

subscribe
::unhide-discussion::
0
main reply
0 votes,
Apr 1, 2015

@ArtMac: If health care is "completely supported by the government," then by definition it is not "free to the user." We the people would pay for health care with our taxes. Also, according to the Center on Budget and Policy Priorities, we spent 24% of the Federal budget on health care last year, and only 18% of it on the defense department:

cbpp.org/cms/?fa=view&id=1258

Most of that money went to the care of the elderly (Medicare) and to the poor (Medicaid and CHIP). The rest went to subsidizing the insurance policies of people within a certain income range as part of the Affordable Care Act. So even though the government spent $836 billion on health care for its citizens, it didn't cover everyone 100%. Could you imagine what the bill would be if the government covered 100% of everyone's health care? Can you imagine how high your taxes would be?

subscribe
::unhide-discussion::
0
User voted I support the The Affordable Care Act.
0 votes,
Apr 6, 2015

First, the Center on Budget and Policy Priorities is a private organization and will say whatever someone pays them to say, therefore making your "24%" of the federal budget being paid to healthcare highly suspect.

Second, the nebulous group known as "defense contracting" has secured a place at the hog trough to almost the unheard of level of 50% (if you're going to quote numbers, quote the government's numbers... while being mostly and intentionally skewed, they're going to be a bit closer than the tripe you get from "the independent organization known as Center on Budget and Policy Priorities".

I can imagine that if the government spent less money on bombs and bullets for overseas wars that seem to affect the oil industry far more intensely than the citizenry of this country, that most every person in THIS country would have a far healthier life.

And if you're that worried about paying more taxes, then I recommend you start a campaign to shake some money out of the top 10% wealthiest people, to include their lapdog corporations, to bridge any shortcomings in the profit stream for the federal government. Only thing is, you would no more succeed in passing laws that fairly and equally tax the citizens of this country, to include the laughingly called "corporate citizens", than you would roping the moon. The legislatures from federal to local are securely in the pocket of the people who pay the most, and here's the last hint of this conversation, it isn't from the citizens who PRODUCE money.

subscribe
::unhide-discussion::
0
0 votes,
Apr 6, 2015

You don't like the source I used for budget numbers? Fair enough. But you're the one who says, or at least implies, that for an eighth of what we spend on bombs to kill people in foreign countries we could provide "free to the user healthcare completely supported by the government." Where's your source for that? If you reject my source for budget numbers, show me yours.

subscribe
Add your opinion
Challenge someone to answer this topic:
Invite an OpiWiki user:
OR
Invite your friend via email:
OR
Share it: